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This is more of a cheesy workaround than a real cheat. Because you can create up to 18 characters at the beginning of a game, you can sort of use this to your advantage and basically "generate gold". Each created character starts with 200 gold. Simply create dummy characters and add them to your party. Take all of their money, pool them, and delete the dummies. Repeat as much as needed to get however much gold you want. Update: After pooling gold from the dummies, simply remove them(the dummies) and theyll get their money agian. Just dont remove the character with the money until youve left the inn. Rapid Advancement Guild advancement is crucial in this game. Thus it pays to make one quest count for as much as possible. Have all members sign up for the quest. Upon completion, as soon as the guildmaster starts talking to one player, move on to another. The guildmaster can keep multiple conversations going and can be conned into giving everyone multiple credit for the one event. This also means that it is worthwhile going for multiple roles, so that you can eventually be a level 7 member of every guild. More gold Once youve gotten a bit of gold, store the person with the gold in the inn. Leave the inn. Re-enter, then add and remove the person with the gold over and over again, each time pooling gold to someone else. After 4 or 5 times, take the gold holder and the "banker" out of the inn again. Then do it all over again. With some patience, you can build up as much gold as you deem necessary. About $4MM should do for even the most expensive tastes.  
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